Legacy Giving

Your legacy gifts to First Presbyterian Church will sustain this church for generations to come. Making a legacy gift is not just for those who have wealth or special financial expertise, but for anyone with a generous spirit who wants to designate their gifts while they are living. Legacy gifts through current assets/wills/estate plans ensure the continued vitality, development, and faithful leadership of First Presbyterian from one generation to the next.

Popular Options

A simple, effective way to maximize your deductions

A gift of outright cash provides the largest immediate deduction from your taxable income. It also provides an immediate benefit to First Presbyterian Church of Corvalis, allowing us to put your gift to work right away.

Benefits of Making Gifts of Cash

  • Simple and fast, minimizes gift planning
  • Provides a full charitable deduction
  • Maximizes your deduction

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

A will represents a person’s final wishes and intentions. After providing for your loved ones, please consider one final act of generosity through a bequest in your will or living trust that provides enduring support for our vital work. For many of us, this will be the most significant gift we will make – our gift of a lifetime.

Tools to Make a Bequest:

If you have not done so, you need to make a will or a living trust instrument. This is a significant and important undertaking. If you have a will or living trust, you may see your attorney to make an amendment.

Types of Bequests

  • Specific Bequest: You may leave a specific asset or assets, such as real estate, securities or a specific dollar amount. Click for sample bequest language.
  • Percentage Bequest: You may leave a specific percentage of your overall estate to First Presbyterian Church of Corvalis. Click for sample bequest language.
  • Residuary Bequest: You may gift the remaining balance of the estate after all specified distributions are made and all obligations have been satisfied. Click for sample bequest language.
  • Contingent Bequest: A contingent bequest is one that takes effect only if the primary beneficiary or beneficiaries of the bequest are unable to accept the bequest. Usually this means that the primary beneficiary does not survive the benefactor or else disclaims the property. By naming First Presbyterian Church of Corvalis as contingent beneficiary, First Presbyterian Church of Corvalis would receive your generous bequest only if the purpose of the primary bequest cannot be met. Click for sample bequest language.

Bequest Video Guide

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

Give & Get Income

A gift that provides income

A charitable gift annuity can provide support for First Presbyterian Church of Corvalis and income for you. A charitable gift annuity is established through a simple contract and an irrevocable gift of assets in exchange for a fixed amount of income to you (or whomever you designate) for life or for a set term. After the lifetime of the annuitant, the remainder is distributed to First Presbyterian Church of Corvalis.

Benefits for you:

  • Income: Payments are distributed for life or a fixed period to you or to whomever you designate.
  • Income payment taxation: Your annuity payments may be treated as part ordinary income, part capital gains income, and part tax-free for your estimated life expectancy.
  • Immediate tax deduction: Your initial gift may be eligible for a tax deduction the year the annuity is established and any unused deductions may be used over the next four years as long as you itemize and maximize your available deductions each year.
  • Capital gains: You may avoid some capital gains tax when using appreciated securities.

A gift that provides income

A charitable gift annuity can provide support for First Presbyterian Church of Corvalis and income for you. A charitable gift annuity is established through a simple contract and an irrevocable gift of assets in exchange for a fixed amount of income to you (or whomever you designate) for life or for a set term. After the lifetime of the annuitant, the remainder is distributed to First Presbyterian Church of Corvalis.

Benefits for you:

  • Income: Payments are distributed for life or a fixed period to you or to whomever you designate.
  • Income payment taxation: Your annuity payments may be treated as part ordinary income, part capital gains income, and part tax-free for your estimated life expectancy.
  • Immediate tax deduction: Your initial gift may be eligible for a tax deduction the year the annuity is established and any unused deductions may be used over the next four years as long as you itemize and maximize your available deductions each year.
  • Capital gains: You may avoid some capital gains tax when using appreciated securities.
  • Your generous gift: After the lifetime(s) of annuitant(s), the remaining value is distributed as your generous gift.

Video Guide

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

A gift that can provide income and more

A charitable remainder trust begins with an irrevocable gift of assets into a charitable trust that provides you a fixed or variable income for life or for a set term. At the trust’s termination, the trust assets become a generous gift to First Presbyterian Church of Corvalis.

Types of Charitable Remainder Trusts:

  • Unitrust: The unitrust’s income varies on an annual basis. At the establishment of the trust, a reasonable and permissible income percentage rates is determined. Annually, the trust assets are valued, and the established rate is applied to the annual value in order to determine your income. As the trust assets increase or decrease, your income increases or decreases as well. It may be possible to make additional contributions to the trust.
  • Annuity Trust: The income is predictable and fixed. When you establish the trust, you set a reasonable and permissible fixed annual income based on a percentage of at least 5% of the initial market value of the trust’s assets. Even as the value of the trust fluctuates, your income remains the same – except in the very unlikely and uncommon event that the trust assets are exhausted. Additional contributions to the trust are not permitted.

Benefits for you

  • Income: Payments are distributed for life or a fixed period to you or to whomever you designate.
  • Tax deductions: You may be eligible for a tax deduction the year the trust is established.
  • Capital gains: You may avoid up front capital gains tax.
    Estate tax: Trust assets are not a part of your estate.

Video Guide

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

Establish and fund a trust to provide a substantial recurring annual income to First Presbyterian Church of Corvalis for a set period of years – and then return the trust assets to your family in the future with little or no tax liability.

Your Charitable Lead Trust pays First Presbyterian Church of Corvalis an interest income annually for a pre-set number of years or for your lifetime, after which the assets return to the beneficiaries that you name.

By transferring assets to a Charitable Lead Trust (CLT) it may be effectively removed from your estate and passed to your heirs with little or no tax liability. A gift tax discount arises because of the charitable interest preceding your heir’s interest.

There are two types of lead trusts: A CLT unitrust pays a fixed amount to First Presbyterian Church of Corvalis , or a CLT annuity trust pays a fixed percentage of the trust’s value determined annually to First Presbyterian Church of Corvalis.

If you structure your CLT to return assets to you (not your heirs), you may obtain an income tax deduction for the charitable interest.

Benefits

  • Significant multi-year support for First Presbyterian Church of Corvalis
  • Pass the CLT assets to heirs at a future date
  • Maximizes value to heirs by removing the CLT assets from estate tax exposure
  • Further maximizes value to heirs by potentially removing the CLT assets from exposure to gift taxes

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

A simple tool and great benefits for First Presbyterian Church of Corvalis and you.

Your gift of cash or securities purchases shares of a charitable trust, into which other donors also contribute, much like a mutual fund. You, or persons you name, receive a proportional share of the trust’s net income for life. After the income beneficiary’s lifetime, the shares you gifted to the fund are withdrawn and contributed to First Presbyterian Church of Corvalis’s mission.

Income varies quarterly with the trust’s investment performance.

Benefits to You

  • Receive variable income for life, for yourself and for others
  • Simplicity through participating in an existing trust
  • Potential immediate tax deduction
  • No capital gains on the transfer of appreciated assets
  • Generosity: you are providing meaningful support to First Presbyterian Church of Corvalis: the residual value of your pooled income fund shares is distributed as valuable support for First Presbyterian Church of Corvalis after your lifetime.

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

Give Now

A simple, effective way to maximize your deductions

A gift of outright cash provides the largest immediate deduction from your taxable income. It also provides an immediate benefit to First Presbyterian Church of Corvalis, allowing us to put your gift to work right away.

Benefits of Making Gifts of Cash

  • Simple and fast, minimizes gift planning
  • Provides a full charitable deduction
  • Maximizes your deduction

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

Gifts of appreciated stocks, bonds and mutual funds

Giving in sensible and effective ways may help minimize your tax-burden and stretch your charitable dollars.

A gift of appreciated securities provides meaningful support for First Presbyterian Church of Corvalis and may offer you benefits of reduced tax liability. When you make a gift of appreciated securities, which you have held for more than 12 months, you may avoid the long-term capital gains tax and may deduct the full fair market value of the securities you give.

Gifts of appreciated securities include stocks, bonds, or mutual fund units. The following are some ways that securities held long-term (more than 12 months) can offer potential tax savings:

  • Eliminating the capital gains tax on the appreciation that would have been due had you sold the securities on the open market and then donated the proceeds.
  • Claiming a charitable deduction against up to 30% of your adjusted gross income. Deduction amounts exceeding this limit may be carried forward over the next four years.

To achieve these benefits, your securities must be transferred to First Presbyterian Church of Corvalis, not sold, redeemed or exchanged. If they are sold from your account, the gift becomes a cash gift rather than a gift of securities, and you will personally realize any capital gains.

If you are considering a gift of securities that have decreased in value since purchase, it may be more advantageous for you to sell them and then claim the loss on your tax return, and then contribute the cash proceeds for a charitable deduction.

Next Steps

  • Let us know you intend to transfer securities by contacting us before you make the transfer. See the contact information below for details.
  • Transfer securities: share transfer instructions with your broker. Publicly traded securities can be transferred electronically from a brokerage account to First Presbyterian Church of Corvalis.

If you plan to transfer securities toward the end of the year, please plan in advance. Year-end is the busiest time of year, and transfers can vary drastically in time needed to complete. Only gifts completed by December 31 help to reduce taxes you owe next April.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

Making a gift of your real estate can have a substantial impact on First Presbyterian Church of Corvalis and provide you with some great benefits.

An outright gift of real estate to First Presbyterian Church of Corvalis can have a dramatic impact on our mission for many years into the future. If the property has appreciated in value and you have held the property for more than 12 months, you may be eligible for a federal income tax deduction, may avoid the capital gains tax on the appreciation, and will remove the property from your taxable estate. Plus you no longer have the burden of property maintenance, property tax, insurance and other aspects of property ownership.

Aside from giving the property “outright” today, there are other ways you might consider making a gift of property:

  • Retained Life Estate: you can deed your real estate to First Presbyterian Church of Corvalis, receive current tax benefits and still make full personal use of your real estate for the rest of your life. Under this arrangement, you continue responsibility for all maintenance, insurance and taxes until possession transfers to First Presbyterian Church of Corvalis after your lifetime. Your current tax deduction is based on the fair market value of your home minus the present value of the life tenancy you have retained.
  • Charitable Remainder Trust: your real estate can fund a charitable unitrust that will pay you an income for life.
  • Testamentary: through your will or trust, you may direct the transfer of your property to First Presbyterian Church of Corvalis. As a testamentary gift, the real estate transfer and any resulting tax benefit occurs after your lifetime; there is no current tax benefit, although some may be realized later. In case your family’s circumstances change, you can change your will or trust and direct the real estate where it is needed.

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

Gifts of Tangible Personal Proprety

Gifts can take many shapes and sizes. Prized possessions such as collections, historic artifacts, boats or planes all can make wonderful gifts to enhance our mission. Giving one of these unique gifts requires a special process, but we can help you along the way.

The tax deductibility of your gift of tangible assets varies depending on whether it is related to our mission or not-related:

  • Fair market value: the deduction will be the full fair-market value if the asset is use related to our exempt purposes.
  • Your cost basis: if the asset is not related to our exempt purposes, First Presbyterian Church of Corvalis ‘s policy is to sell the property to redeploy the proceeds to advance our mission. Under this scenario, you may be eligible for a tax deduction of your cost-basis for the gift.

Benefits to You

  • Generous support to First Presbyterian Church of Corvalis
  • Possible income tax deduction
  • Avoid capital gains tax for long-term property gifted and used to achieve our mission
  • Remove the asset from your estate

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

A tax-wise giving opporunity for IRA owners

Donors 70 ½ or older can make a tax-wise gift directly from your IRA to a qualified charitable organization. This gift opportunity is known as the Qualified Charitable Distribution (QCD), and it can have a real impact here at First Presbyterian Church of Corvalis.

This opportunity is appealing to many because the IRA distribution does not come to you the taxpayer, so it avoids unnecessarily increasing your taxable income. In addition, the charitable distribution may qualify as part or all of your annual Required Minimum Distribution (RMD), which is the annual withdrawal that you are required to take when you reach a specific age.

The Basics

  • Donors who are eligible must be age 70 ½ or older on the date of the gift.
  • The distribution counts towards your Required Minimum Distributions, which is a distribution that IRA owners must take at age:
    • 70 ½ if you turned this age on or before December 31, 2019.
    • 72 if you turn this age on or after January 1, 2020.
  • Gifts up to $100,000 per individual taxpayer are eligible per tax year.
  • Distributions must be made (1) directly from the trustee (2) directly to the qualified charity.
  • The gift must be complete by December 31 of the calendar year in which the Qualified Charitable Distribution is being made.

Benefits

  • You pay no income taxes on this gift. Since this charitable distribution generates neither taxable income nor a tax deduction, you benefit even if you do not itemize your deductions.
  • By lowering your reported annual income, you may find that this helps lower Medicare premiums and may decrease Social Security that is subject to tax.
  • The Qualified Charitable Distribution (QCD) qualifies toward the owner’s Required Minimum Distribution.

Additional Information

  • Is there a charitable tax deduction? There is not. The Qualified Charitable Distribution (QCD) allows the IRA owner to avoid paying income taxes that were deferred when the funds were initially deposited into the IRA. Normally, withdrawals from IRA’s are subject to income tax. However, Qualified Charitable Distributions (QCD’s) from IRA accounts are not considered taxable income to the donor; therefore, these gifts do not qualify as tax deductions.
  • Gifts can NOT be made from 401(k) or 403(b) or other employer-sponsored retirement accounts. However, it may be possible to complete a tax-free transfer from these employer-sponsored retirement accounts into an IRA from which a charitable distribution may be made.
  • Qualified Charitable Distributions (QCD) can NOT be used to establish Charitable Remainder Trusts, Charitable Gift Annuities or Donor Advised Funds.

Video Guide to IRA Qualified Charitable Distributions

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

Give Later

A will represents a person’s final wishes and intentions. After providing for your loved ones, please consider one final act of generosity through a bequest in your will or living trust that provides enduring support for our vital work. For many of us, this will be the most significant gift we will make – our gift of a lifetime.

Tools to Make a Bequest:

If you have not done so, you need to make a will or a living trust instrument. This is a significant and important undertaking. If you have a will or living trust, you may see your attorney to make an amendment.

Types of Bequests

  • Specific Bequest: You may leave a specific asset or assets, such as real estate, securities or a specific dollar amount. Click for sample bequest language.
  • Percentage Bequest: You may leave a specific percentage of your overall estate to First Presbyterian Church of Corvalis. Click for sample bequest language.
  • Residuary Bequest: You may gift the remaining balance of the estate after all specified distributions are made and all obligations have been satisfied. Click for sample bequest language.
  • Contingent Bequest: A contingent bequest is one that takes effect only if the primary beneficiary or beneficiaries of the bequest are unable to accept the bequest. Usually this means that the primary beneficiary does not survive the benefactor or else disclaims the property. By naming First Presbyterian Church of Corvalis as contingent beneficiary, First Presbyterian Church of Corvalis would receive your generous bequest only if the purpose of the primary bequest cannot be met. Click for sample bequest language.

Bequest Video Guide

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

Ensuring First Presbyterian Church of Corvalis’s mission now, tomorrow and forever

Each of us wants to know the people and places we love will thrive even after our lifetimes. Fortunately, today you can plan your resources to know this will happen — even after you are gone.

Through your endowed gift you can be confident that your work will continue here at First Presbyterian Church of Corvalis forever. An endowment is a fund which is invested in perpetuity and distributes an annual income which will prove to be vital to First Presbyterian Church of Corvalis’s mission.

You have worked hard to earn and save throughout your lifetime. You can be assured that your gift will be used well and be honored for all future generations.

Endow your Annual Gift

Your annual gift is an important part of how we fund our mission. Would you like to consider making your annual gift in perpetuity? Establishing an endowment is a sensible way to ensure this happens. Most endowments generate 4% to distribute annually, so as a general rule of thumb an endowment may be 25 times your annual gift. For many this sum may not be immediately available and so might choose to set up their own endowment through their will or trust. Here are sample amounts for an endowment based on gift size:

Suggested Endowments

FOR THIS SIZE ANNUAL GIFT YOU MIGHT ESTABLISH THIS SIZE ENDOWMENT
$1,000 $25,000
$2,000 $50,000
$2,500 $62,500
$5,000 $125,000
$10,000 $250,000
$20,000 $500,000
$50,000 $1,125,000

Restrictions: you may wish to provide certain “restrictions” or guidance on how the endowment funds are distributed. Generally, First Presbyterian Church of Corvalis has many varying needs from year-to-year and generation-to-generation, so unrestricted gifts provide the greatest flexibility to respond to changing needs. However, if you do wish to include restrictions, please communicate your preferences with us prior to setting up the endowment so that we can ensure the restrictions are feasible and that we can honor them in perpetuity. If you do prefer a specific restriction, we highly recommend that you include language to enable the governing board flexibility in redistributing the income to a relevant area or the most needed areas. Regardless, if yours is a named fund, we will certainly honor the continued name of the fund.

Benefits

  • You will continue to support future generations beyond your lifetime.
  • You can name your endowment fund.
  • Endowment contributions are deductible – depending on the asset given and method chosen to give.

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

Protecting the Value You Pass On:

A gift of retirement assets may be worth significantly more if you donate it to First Presbyterian Church of Corvalis than if you pass it to your heirs. Consider leaving your loved ones less heavily taxed assets and donating your retirement assets to First Presbyterian Church of Corvalis providing meaningful support for our mission.

When passed to your heirs, qualified retirement assets are subject to federal and, if applicable, state income taxes. An additional tax is levied for taxable estates. By choosing to leave this gift to First Presbyterian Church of Corvalis , the full un-taxed value goes toward our mission.

The Many Benefits

  • A Tax-Efficient Planned Gift: Qualified retirement accounts are subject to income tax when received by your heirs, so they may owe income taxes on the balance of the retirement account. For estates subject to estate tax, federal estate tax can erode the value even further. As a non-profit organization, First Presbyterian Church of Corvalis does not pay any federal income or estate tax on the distribution. The full value is converted into our work.
  • Higher value assets to heirs: Pass along to your heirs a wide range of other assets that are not subject to income tax.
  • Simple set-up: a simple form is all you need. While no attorney needs to be involved, it is practical to touch base with your professional advisors for their counsel.
  • During your lifetime, you continue to use and receive distributions from your retirement accounts.
  • Flexibility: If your circumstances change, you may easily change the beneficiary designations at any time.

Steps to gift a IRA, 401k, 403b:

  • Consult with your professional advisers to make sure this gift fits your charitable and estate plan.
  • Request and complete a beneficiary designation form from your administrator. When listing First Presbyterian Church of Corvalis as beneficiary of an retirement account, please use the following address to ensure your request is honored: 114 SW 8th Street, Corvalli, OR 97333
  • Your generous gift will be come directly to First Presbyterian Church of Corvalis outside of your estate.

Video Guide to Giving Retirement Assets

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

A most generous gift:

Life insurance’s primary goal is to protect our loved ones. In situations where life insurance has served its original purpose, it can be a wonderful and significant gift to First Presbyterian Church of Corvalis.

Steps to Gift Insurance

  • Request a designation form from your insurer.
  • Name First Presbyterian Church of Corvalis as owner and beneficiary of your paid-up life insurance policy (see table below for other strategies). When making First Presbyterian Church of Corvalis owner and/or beneficiary of an insurance policy, please contact us to ensure your request is honored.
  • You are eligible for a tax deduction for the cash value of the policy.
  • Your generous gift of an existing insurance policy may be kept for future benefit or cashed in by First Presbyterian Church of Corvalis.

Here are some other ways to make a gift of life insurance.

Insurance Options

GIFT OPTION TAX BENEFITS
Donate a paid-up policy Deduct the approximate cash-surrender value
Purchase a new life insurance policy Deduct the premiums if First Presbyterian Church of Corvalis is named the owner
Donate a policy where you continue to pay premiums Deduct the approximate cash value and future premiums
Name First Presbyterian Church of Corvalis as the beneficiary (primary, secondary or contingent) No immediate tax benefits available, but the asset is not included in your taxable estate

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.

Perhaps the simplest and easiest planned gift:

Giving a financial account after your lifetime is as simple as completing a beneficiary form. Since the beneficiary form dictates the beneficiary, the asset is not controlled by your will. So there is no expensive set-up or visit to your attorney.

There are several types of financial accounts that are passed according to your beneficiary designations – instead of through your will.

  • Bank accounts: To gift a checking or savings account, a “POD” or Payable on Death designation transfers the bank account to the “POD” beneficiary. You may wish to consider designating First Presbyterian Church of Corvalis as a POD beneficiary of a bank account not needed by heirs to help continue our important work.
  • Investment or brokerage accounts: A “TOD” or “Transfer on Death” designation directs your broker to move your designated investment securities to a new owner, First Presbyterian Church of Corvalis if you wish.
  • Qualified retirement plans: like IRA, 401(k) and 403(b) accounts – may be worth significantly more if you donate them than if you passed them to a beneficiary (other than a spouse). And it can have a real impact on our mission. Roth IRA’s may also be designated but do not have as dramatic tax savings.
  • Life insurance policies: If your existing insurance policy is no longer needed, you might simply change your primary beneficiary of the existing policy to be First Presbyterian Church of Corvalis . If your loved ones still need the security of the policy, consider listing First Presbyterian Church of Corvalis as a contingent beneficiary. Read more under Life Insurance.

Steps to Gift An IRA, 401k, 403b:

  • Consult with your professional advisers to make sure this gift fits your charitable and estate plan.
  • Request and complete a beneficiary designation form. When listing First Presbyterian Church of Corvalis as beneficiary of an retirement account, please contact us to ensure your request is honored.
  • Your generous gift will come directly to First Presbyterian Church of Corvalis outside of your estate.

Account Beneficiary Video Guide

Next Steps

Contact us to talk more specifically about options and benefits.

Thank you for considering this gift!

The gift descriptions are for informational purposes and are not legal or tax advice. To ensure that this gift fits your particular circumstances and planning, please consult with your professional advisers.